Online shopping has become more popular over time because of the ease of shopping from the comfort of your own home. Although online shopping has become a common activity of many folks, research has shown that a lot of people still refuse to purchase items over the internet. This is almost certainly due to the fact that customers do not feel safe when shopping on the internet. Below I have listed some solutions for online shoppers who want to increase their safety while purchasing on the internet. It all comes down to proper website security.
Set up anti-virus software, a firewall, and anti-spyware software on your computer – You must have this to protect your computer and system against viruses that may harm or steal information off of your computer. Check for updates to your software continually and choose a legitimate business to download or purchase the software from. In addition, you should consider applying the highest level of security available from the software that still gives you the functionality that you need.
Make use of the website’s safety features – A lot of extra security is added to your transaction if you utilize the website’s safety features, such as passwords, personal questions, etc.
Never reply to emails that request personal or financial information from you - Attackers will try to get hold of your personal information by pretending they are a legitimate business and asking for you to confirm personal account information. Any business that is legit will not ask for this type of information through email.
Make sure your information is being encrypted – Most websites use SSL (secure sockets layer) to encrypt information so that it cannot be stolen while in the process of the transaction. The way to know if the website is using a SSL is the URL will begin with https, instead of http. Also, there should be some sort of a padlock icon.
Make purchases online with a credit card rather than a debit card– There are specific laws that limit your legal responsibility for falsified credit card charges. You may not have the same level of protection if you use your debit card.
Check your credit card statements regularly – Keep a good record of all your transactions at the time of purchase and then compare them to your bank statements. If there are any discrepancies, report them at once.
These are just a few solutions to help keep you safe when you shop on the internet. It is important that you use these tips for website security when shopping online.